AI-Powered. Real Results.

Check your
business score
in 60 seconds.

See where your business stands, understand your cash flow, and discover funding opportunities — all from your phone.

Free to start. No impact on credit.

Secure & Private

Bank-level security

Instant Insights

See results in 60 seconds

Built for Owners

Clear business insights

  • Know your score

    See where your business stands.

  • Understand your cash

    Know what comes in and goes out.

  • See your next move

    Turn insights into clear next steps.

Funding Insights

Explore $5K–$2M
for your next big move.

More inventory. Better equipment. Room to grow. Discover business funding options and see which providers may fit your business.

View My Funding Options
Explore without an obligation to apply.

Featured funding providers

Cardiff
National Funding
Fora Financial
Amounts shown span participating providers, not a personalized offer. Eligibility, terms and credit checks vary by provider. Funding is not guaranteed.

Trusted by leading business providers

BlackGrid works with leading financial institutions and business software providers.

We select providers with a focus on security, reliability, and business value.

How We Calculate Your Business Score

Powered by VertexScore™ 3.0

VertexScore™ 3.0 analyzes your cash flow, balances, and financial trends to create your 300–900 BlackGrid Business Score. See where your business stands and what’s driving your score.

Learn how VertexScore™️ works →

Data-Informed Updates

Reflects newly processed financial information.

Business-Focused

Built specifically for businesses, not consumers.

Real Financial Data

Uses real, connected financial information.

Secure & Private

Your data is encrypted and never sold.

Ask. Get Answers. Take Action.

Your AI CFO

Ask anything about your business.
Get real answers in seconds.

Understand what's happening
Get expert-backed insights
See funding opportunities
Plan for growth with confidence
Available 24/7
BlackGrid AI CFO app screens

Try a question.

Summit Contracting · Sample data

Your cash cushion is improving

742

Business score · up 2 points this week

Summit kept more cash on hand while expenses stayed steady. That stronger cushion helped its score rise.

Keep building reserves as new payments arrive.

Example answers. Connect your business for your own insights.

The intelligence behind every business decision.

BlackGrid analyzes your business in real time to deliver personalized insights, funding opportunities, and software recommendations—when they matter most.

AI-Powered Recommendations

Powered by real business data. Backed by trusted providers.

Business Banking
Funding
Credit Cards
Payroll & HR
Accounting
CRM & Operations
Insurance
Point of Sale
Marketing
Productivity
Phone Systems
And More

Take a look inside

See the bigger picture.

Try the views below. See how your score, business value, and cash come together in one clear picture.

Summit Contracting

Explore a sample business

Illustrative data

BlackGrid Business Score

742

Range 300–900

Strong

Up 2 points this week

A number with a next step.

See where your business stands—and what’s driving your score.

Cash on hand
$3,248
Financial cushion
10 days

Next focus

Build a little more cash cushion as customer payments arrive.

BlackGrid Verified gold-check shield emblemComing Soon

BlackGrid Verified™

Verify your business with confidence.

BlackGrid Verified will provide continuous business verification, monitoring, and deeper insights to help build trust with lenders, partners, and customers.

Launch features

  • Verified Business Badge
  • Business Monitoring
  • Public Records & Risk Alerts
  • Tax Liens & Bankruptcy Monitoring
  • Litigation & UCC Monitoring
  • 250 AI CFO questions/month

Get your score in 3 simple steps.

1

Connect your bank

Securely connect your business bank account in seconds.

2

We analyze your data

We look at cash flow, history, payments, and more.

3

Get your score & insights

See your score, cash flow snapshot, and funding options instantly.

Built with security. Backed by trust.

Bank-level encryption
256-bit SSL security
No impact on credit
Your data is never sold
Ready to take control?

Start making smarter decisions today.

Your AI CFO is available 24/7 to analyze your cash flow, detect trends, and guide your business to financial health.

Free to start. No impact on credit.
Secure & Private
No Impact on Credit
Always Expanding
Built for Your Success
Your data is encrypted and never sold.
We do not report to the IRS. Your data is yours.